I suspect that "luck" is a concept used to stop thinking about life.
I knew the owner of a spiritual bookshop. He asked me about a spirit that appeared in his meditation.
I had a look at it and said: It is one of those spirits used in the middle ages to find lost treasure.
He replied that all his life he had won lotteries and raffles.
Personally I do not believe in randomness
Money is a problem. I see billionaires that are still after more. When they get older they often try to improve/rescue their reputations by giving away much of their unseemly wealth
Better perhaps to control the desire for wealth (and power)
Success is an odd thing. What is success? Good opinion of others? Achieving your goals regardless of worthiness? Having more than you need?
When you retire from working, much of that aura of success evaporates.
It seems to me that the aspects of success that can be transferred to the next incarnation are:
- refinement of personality
- positive personal/group relationships
- functionality of transpersonal bodies
- alignment with planetary purpose