I think ... in terms of refinement ... particularly with everyones favorite topic, money ....
There are two ways we can start from, one is denial, one is acceptance. Acceptance doesn't necessarily mean you are like Trump, it means that you accept money is a tool to be wisely used and kept up with in order to result in satisfaction of the result.
Denial doesn't mean you want to be an alms beggar, it means you realize the inherent lack of value in most money, and redirect your efforts at producing money vs producing cross-transferrable services and skills.
Some of us have it easy in life money wise, some of us struggle, some of us feel left behind. So. The choice becomes clear, do I want to acquire money or acquire transferrable services and skills that will in turn become channels for money to flow through?
Example, when on the LHP, Foras mentioned to me to look into herbs and stones in terms of clairvoyance and other powers. I am still into herbs and rocks, but from the RHP and for a different intent. I actually want to know these Kingdoms and be in harmony with them. I recently have accepted the idea of spirits living inside these stones and plants. I have accepted the idea that elementals and devas do exist. Not only fire elemental, but all elementals, including Fae and other Spirit related elementals.
Now I want to study them to know them, to get bulk herbs and flowers and such with anointed olive oil to produce an immediate sense of relief from ailments. To produce a mass quantity I could sell for say, 20-50 per dropper bottle. Yes, I believe in the power of herbs and stones that much, that they can help remove or control that which assaults us. Thenthere is also incense which can be made by myself and a book or two.
Or I take a class, such as soap making. Integrate herbs into it, or integrate Hoodoo into it, such as soap bars like Road Opener, Good Luck, etc.
Then we have the higher kingdoms and the seven or more heavens to aim for. Lets say we get to know the animal kingdom so well, you take veterinary assistant classes locally and work at a zoo as a feeder or whatnot. This too can be a channel for wealth or skills that are transferrable across several industries.
That is how one becomes the Lord of Wealth, that dude seated in the RW Ten of Pentacles petting the dog. And it was done by their own initiative, persistence or whatnot.